Global BPO Credit Risk

Louis Dreyfus Company is a leading merchant and processor of agricultural goods. Our activities span the entire value chain from farm to fork, across a broad range of business lines, we leverage our global reach and extensive asset network to serve our customers and consumers around the world. Structured as a matrix organization of six geographical regions and ten platforms, Louis Dreyfus Company is active in over 100 countries and employs approximately 17,000 people globally.

Effective Credit Risk management is crucial to a company's profitability and financial stability. To further solidify our Credit Risk function, LDC is proactively revamping its system and risk processes.

As a Business Process Owner, you drive the upgrade of the Credit Risk System and process improvement to achieve better reporting. You will be responsible for documenting and validating the impact of enhancements and upgrades on various functions including front-office trading activities,  control functions, and back-office operations. Working closely with key stakeholders, you will ensure that any delivered upgrades align with the overall vision and goals of the company and respective functions.

Your role is essential in ensuring timely and accurate information for Credit Risk management. You will prioritize business understanding, strategy synchronization, training, and support DT&A teams in articulating requirements and benefits.

Overall Purpose:

Effective Credit Risk management is crucial to a company's profitability and financial stability. To further solidify our Credit Risk function, LDC is proactively revamping its system and risk processes.

As a Business Process Owner, you will oversee and optimize operational and reporting processes that connect front-office trading activities, controlling functions, risk functions, and back-office functions.

Your role is essential in ensuring timely and accurate information for Credit Risk management. You will prioritize business understanding, strategy synchronization, training, and support DT&A teams in articulating requirements and benefits.

Main accountabilities (Main Responsibilities):

Process optimization:

• Analyze existing credit risk processes, identify bottlenecks, inefficiencies, and opportunities for improvement. Develop and implement solutions to enhance process efficiency, accuracy, and automation where applicable.
• Participate in Group-wide initiatives aiming to improve the timeliness and accuracy of risk position reporting. Playing pivotal role in projects such Integrated Risk Position and Back office solution rollouts. This will encompass system integration, verification of business requirements, ensuring data consistency and testing.
• Work closely with traders, execution, accounting, and other teams to understand risk assessment. Identify inconsistencies across departments and/or against credit risk policies. If an inconsistency is detected, understand the root cause and solution the underlying problem.
• Contribute, when requested, to the review of credit risk policies and their impact to system implementation.
• Develop a detailed understanding of contract data logic from LDC internal systems, and their associated credit risk.
• Develop a detailed understanding of external suppliers who can help better assess credit risk.
• Strive for high degree of data automation and quality to enable process harmonization, automation, and reporting.
• If relevant, analyze and review how the business is structured, and suggest improvements to functional organization.
• Standardize processes across regions and platforms, leverage regional best practices across the group.

Technology improvements:

• Partner with technology and Credit risk function in the context of systems: assess, implement, and test technology enhancements. Ensure seamless integration of new trading systems and technologies with existing processes.
• Define success criterias and continuously communicate on achieving them to project teams.
• Participate in the performance of UAT for system deliverables to ensure they meet the required functionality, and formalize acceptance on key deployments.

Participate to Business Intelligence standards for Credit Risk:

• Collaborate with various teams in Credit Risk to understand the reporting requirements and existing report formats. Advise on best approach to implement improvements.
• Explore opportunities to automate report generation processes using tools or scripting languages.
• Maintain comprehensive documentation for report standardization processes, including data sources, transformations, and validation procedures.
• Ensure that sensitive and confidential information is handled appropriately in the reports.

Performance Reporting:

• Utilize data analytics to track and report key performance indicators (KPIs) related to credit risk activities.
• Present actionable insights and recommendations to teams and management for continuous improvement.

Continuous improvement and trainings:

• Proactively seek opportunities for process enhancement, cost reduction, and risk mitigation. Implement industry best practices to drive continuous improvement in credit risk operations.
• Stay up to date on relevant financial regulations and industry best practices. Ensure credit risk processes align with regulatory requirements and internal compliance policies.
• Conduct training sessions for credit risk staff to ensure understanding of processes, policies, and procedures. Facilitate knowledge transfer and maintain up-to-date documentation.

Interactions/ interface:

Foster strong working relationships with front-office trading teams, back-office operations, risk management, compliance, and other relevant stakeholders. Collaborate on initiatives to streamline processes and improve overall business performance.

• Proven experience (typically 5-7 years) in credit risk and controlling operations within a trading company or financial institution.
• In-depth understanding of financial products, commodity contracts, trading strategies, Mark-to-Market calculations, and risk management principles.
• Familiarity with trading systems, accounting systems, order management systems (OMS), and related technologies.
• Experience in implementing complex transformation across several functions, regions and business units

Education:  Higher degree in Business, Finance, Risk, Math, or related field;

Languages: Fluent/strong English.

Systems: Familiarity with a variety of trading systems, Excel, VBA

Technical/ Functional skills:

• Programming ability in VBA, and a dash-boarding tool (ex. PBI) desired.
• Strong analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.

Other skills and competencies:

• Excellent communication skills, both written and verbal, with the ability to effectively collaborate with cross-functional teams.
• Leadership qualities and the ability to lead projects and initiatives independently.

Diversity & Inclusion

LDC is driven by a set of shared values and high ethical standards, with diversity and inclusion being part of our DNA. LDC is an equal opportunity employer committed to providing a working environment that embraces and values diversity, equity and inclusion.

LDC encourages diversity, supports local communities and environmental initiatives. We encourage people of all backgrounds to apply.

Sustainability

Sustainable value is at the heart of our purpose as a company.

We are passionate about creating fair and sustainable value, both for our business and for other value chain stakeholders: our people, our business partners, the communities we touch and the environment around us

What We Offer

We provide a dynamic and stimulating international environment, which will stretch and develop your abilities and channel your skills and expertise with outstanding career development opportunities in one of the largest and most solid private companies in the world.



We offer

- Competitive salary and benefits

- Private medical insurance

- Life insurance

- Flexible working

- Access to Training and Development 

- Food vouchers

- Transportation Allowance

- Sports card with 90/10 coverage

- 25 days annual leave

- Modern office in communicative location

- Fruits days in the office

- Hybrid model of working